Conduct credit risk analysis and monitoring for existing and prospective clients, including institutional research, forecasting and rating assessments.
Lead due diligence meetings with senior client executives to evaluate financial health, strategy, and risk profiles.
Perform sovereign risk analysis and develop deep expertise in regional banking systems and systemic risks.
Support strategic planning by identifying high-potential institutions for Visa’s growth initiatives.
Collaborate cross-functionally with Business Development, Strategy, Licensing, Legal, and Global CSR teams.
Contribute to the implementation of Visa’s Global Credit Settlement Risk Policy and support regional risk objectives.
Adhere to the CSR Framework, procedures, policy standards and controls.
Have a sound understanding of a credit framework and controls environment, including its application in a financial or payments institution.
Demonstrate the ability to use credit data and provide insightful analytics to manage risk better.
Actively maintain and nurture relationships with clients and internal stakeholders to ensure smooth operations.
Provide backup support for the other manager in managing standby letters of credit and guarantees.
Managing the REACT system (Risk Exposure & Authorizations Controlling Tool), a credit risk management system that monitors authorizations and curbs/stops transactions when risk thresholds are reached for specific clients and group of BINs.
Reviewing and onboarding new clients as well as the incentive deal review process.
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The successful candidate should be an independent, fast learner, capable of working with minimal supervision and will have:
Holds a Master’s degree in business, management, finance, accounting, or a related field, with over 10 years of professional experience, including at least 7 years specifically in analyzing corporate counterparty credit risk and financial institutions.
Approachable, collaborative, and proactive with a strong sense of responsibility and ownership.
Strong understanding of banking and payments; skilled in risk analysis, problem-solving, and detail orientation. Proficient in Microsoft Office; experience with risk modeling tools is a plus.
Excellent written and verbal communication. Effective team player with strong interpersonal skills and mature relationship management.
Takes initiative on new projects and works well in teams. Readiness to respond after-hours, weekends and holidays to major risk matters.